Estate planning

Estate planning is a process designed to help you manage and preserve your assets while you're alive, and to conserve and control their distribution after your death according to your goals and objectives.

After your death, you leave behind the people whom you love and all of your possessions. Without advance planning you have no say about who gets what, and a large percentage of your property may go to others such as the federal government instead of your loved ones.

Estate planning varies. Needs depend on the individual, age, health, wealth, lifestyle, life stage, goals and many other factors.

Different needs for different groups

The list below shows different groups that have different estate planning needs. Think of these suggestions simply as a starting point for the estate planning needs you should consider, then seek professional advice to implement the right plan for you.

  • Over 18
  • Young and single
  • Unmarried couples
  • Married couples
  • Married with children
  • Comfortable and looking forward to retirement
  • Wealthy and worried
  • Elderly or ill
  • Business owner

If you have more questions regarding estate planning and how you can start preserving your estate, please contact one of the CFS Financial Advisors at Denali today.

*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a registered broker-dealer (Member FINRA/ SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The credit union has contracted with CFS to make non-deposit investment products and services available to credit union members.

For specific tax advice, please consult a tax professional.

Financial Advisors are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with, residents of other states will be made only upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.

Life insurance

Having the right amount of life insurance is more important than you think. Learn more from one of our CFS Financial Advisors today.

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Qualified retirement plans

There are a number of qualified retirement plans provided by employers. Speak to one of our CFS Financial Advisors today to help maximize your benefit.

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Do you have questions about the options and features available to you under your employer’s pension plan? Talk to one our CFS Financial Advisors today.

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Individual Retirement Account (IRA)

Take advantage of additional retirement savings benefits and open an IRA. Schedule a no-obligation consultation with our CFS Financial Advisors today.

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